Have you recently been in a car accident?
With 6 million car crashes in the US each year, getting into a collision is more common than you might think. They can range from a little fender bender to something fatal. But if you’ve never been in one before, you might not know what to do.
It doesn’t have to be scary though with the help of an attorney! Read on for 5 reasons you should hire a car accident attorney after an incident.
1. Handle the Insurance Company
Insurance companies are there to make a profit, you shouldn’t forget that. Their adjusters having training to a high level to negotiating settlements.
They’ll do whatever they can to reduce what the insurance company needs to pay out. This will even extend to denying a completely valid claim.
If you don’t know the experience with insurers, you might get denied what you’re owed. It’ll be difficult to make sure your best interests are on the table to get the full value of your claim.
Also, an insurer might get you to issue a statement, or make a comment that could put your liability in question. And your ability to get compensation.
Letting a car accident attorney represent you can have a huge benefit on your claim.
- Handle all details for your claim
- Help prepare the written or verbal statement to your benefit
- Negotiate with the adjuster
- Represent your best interest and fight for your compensation rights
Make sure you pick an attorney who has experience in car accident cases as well as insurance negotiation. An experienced attorney will know the law, and be familiar with all the adjuster tactics.
Keep in mind that each case is different, how to approach it and the results will vary. Your attorney should have a lot of case experience to draw on to find the details need for proceeding with your individual case.
2. Prove the Liability for Your Injuries
One of the most complex parts of a claim is proving any party’s responsibility for your injuries. This is important to establish from the start in every case.
Anyone hurt by another’s actions has the right to compensation. But, all the involved parties will look to shift the blame because of this. It may be hard to prove who is actually liable for your injuries.
An attorney with experience in these matters can help. They’ll go through the evidence and piece together what happened. This will tell them who caused your injuries. The attorney will then build a solid case on your behalf.
They’ll know what evidence they need to gather, and can instruct you straight away on how to proceed. This help includes:
- Consulting medical experts to back up the seriousness of your injuries
- Obtaining the accident report
- Reconstructing the scene of the accident
- Gathering your medical records from all healthcare practitioners involved
- Interview the witnesses
It’s important to gather all the right evidence that will help your case. An experienced attorney knows what they need. They can also help against contributory negligence claims. This can prevent compensation if you had partial fault for the accidents.
3. Damage and Injuries Aren’t Always Clear to See
Don’t delay in getting in touch with an attorney, do it right away. They’ll start the investigation immediately to piece your case together and most attorneys will assist you with obtaining medical help.
The fresher the evidence, the easier it will be for them. And there are things you can do right after a crash to help. If you’re well enough, this includes taking witness reports and photos of the scene.
If you feel alright, or your car looks okay this doesn’t mean you don’t need to contact an attorney. Some injuries (like whiplash) won’t be felt at first. It could be hours, days or even weeks before the pain and symptoms kick in. Keep in mind you have 14 days from the time of the accident to seek medical treatment. The sooner you are checked out the better for you and your case.
You can say the same of your car too. Not all damage is immediately clear to see, or easy to spot either without a mechanic. A little dent to the fender might compromise the structural integrity of your car. No matter if the at-fault driver tells you it will “buff right out.”
4. Meet All Legal Deadlines
There are several deadlines that you’ll have to meet during the process. The best known is the statute of limitations. This is the period of time in which you can file a case with the trial court. There are other deadlines too, that aren’t as well known outside the legal sphere.
Your policy itself may have a set period in which you notify them of a claim. It might say something like “as soon as practical”. This is common for under-insured policies.
Say the accident involved a governmental entity. For example, the at-fault driver works for the government. You might have to meet an “ante litem”. This could be as short as 6 months to 1 year.
If you miss these deadlines, it’s a huge issue. Sometimes, it could actually mean you won’t be able to win your case. Or even file a case at all. An experienced car accident attorney will know these deadlines and be able to meet them.
5. Explain the Legalities of Your Claim
Insurance policies are contracts that set out the responsibilities of each party. As simple as that sounds, deciphering the details can be tricky if you don’t know all the industry jargon.
Attorneys who are experienced in car accidents have training to read these documents. They’ve trained in the legality surrounding them, and can read through the jargon to get to the main point of it.
They can tell you if your insurer is acting in good faith, and is sticking to their end of the bargain. If not, then they can explain your legal options so you can hold them accountable.
Also, there are many laws, regulations and precedents that may apply to your case. These are likely only identifiable to a trained attorney in this field. It could make the difference to whether you win your case or not and improve your chances at obtaining the compensation you deserve.
A Car Accident Attorney Can Make Your Life Easier
So there you have it! Now you know these 5 reasons to hire a car accident attorney, don’t delay!
In the stressful wake of an accident, you should focus on your recovery. You don’t need the hassle of a long, drawn out insurance claim negotiation. Let your attorney handle that for you so you can get your life back to normal.
If you’ve recently been in an accident and need legal help, contact us today. At Dawson Law firm we have an experienced team of compassionate litigators who will understand your case and fight for your rights. You will pay no fees until we win for you.